Not many ex-pats are aware of "their rights" when it comes to pensions, whether it be a personal or company scheme that is currently still in the UK. After a change of legislation within the pension sector, all UK ex pats have now the opportunity to move their pensions from the UK to the EU, where all UK tax implications could cease.
This means that an ex-pat living in Spain may have their pension paid to them gross and they even have the choice of their preferred currency, either sterling or euro.
If you still have your pension in the UK, in the event of death, your next of kin will have to pay minimum 35% death duty on your fund before their options commence. As from April this year (2011) this will now increase to 55%.
We have found that our services have been welcomed in Spain for over 10 years, with offices in Alicante, Marbella, Gibraltar, France, Portugal and UK. We are regulated by the FSA in the UK and FSC in Gibraltar, thus giving our clients valuable protection.
Please join our seminar on May 11th at 11am in the Cultural centre, Nerja,
We will discuss:
• State pension benefits in Spain.
• How the Finance Act of 2001 will affect you.
• How to make the most when transferring your funds.
The above topics will be presented by Peter Davis, an Independent Pension's Actuary from the UK.
For more information or to reserve your place, please contact our head office on 952 816 443 / 650397314 or e mail us at ally.kerr@blacktowerfm.com
BLACKTOWER - YOUR FINANCIAL FREEDOM.
Blacktower Financial management is regulated by the Gibraltar Financial Services Commission, license number 00805B.
You will receive at your address the voting information. The postman will give you personally this information when you show your passport or identity card. The voting information includes the electoral paper slips with all the candidates so you can choose the list you wish to elect. You will also receive a stamped envelope so you can return your vote. Please note that you can only vote for one political party, so you take one list of candidates and put it in the corresponding voting envelope. After, you put these documents inside the stamped envelope and post it back.
"The foreign population is of great importance to the Local Governing Body. For this reason, through the Foreigners Department, we will continue in our efforts to encourage the integration of foreigners into our society and help everyone who has chosen to make Nerja their home. I remain at your disposal at Nerja Town Hall Foreigners Department. Kind regards"
Inocencia Quintero
The Nerja Foreigners Department is on the ground floor of the Town Hall next to the main entrance. We will be pleased to assist all foreigners that need general information on living in Nerja.
Mondays and Thursdays from 10.00 to 13.30 hours.
Foreigners Department. Nerja Town Hall.
C/ Carmen 1, Ground Floor Town Hall 29780 Nerja (Málaga). Phone: 952 54 8401. Fax: 952 54 8472. Email: extranjeros@nerja.org